Difference between best friends and dating
If you want to be well off financially, you need to have good money management skills, no matter how much you earn.
If you want to work smart, you need to be in good health, regularly take care of your body with exercise and diet.
If you want to be successful in the long run, you have to put long hours into work.
You have to start early, before all other people, and you have to stay up late, when everyone else is already enjoying their afternoons and evenings.
Universities, slowly adaptable organizations, are unfortunately way behind market trends in most cases.Whether formal education makes sense completely depends from person to person (costs, desired occupation etc.), but no matter what you decide, the key thing is to get skilled up and acquire as much practical knowledge as possible.