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A single debt consolidation loan means you only write one check each month—far easier to remember where to send the payment and what each day of the month the payment is due. Finding a loan that makes sense for you is the first step in reducing your debt.This means looking at what loans have the best interest rates or a credit card with a better balance transfer policy.The average American household has 4,643 in debt.Credit cards, overdue bills, student loans, and any other kind of debt imaginable, crush families beneath this weight. There is a way out without declaring bankruptcy: debt consolidation.
Combining multiple high-interest accounts into a single debt consolidation loan can open the door to lower interest rates.
Local financial institutions: You don't have to go to a major bank for help.